Pumpkin Coffee Cake with Cream Cheese Swirl

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5 from 9 votes
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This Pumpkin Coffee Cake is the ultimate fall treat—rich, moist, and layered with a velvety cream cheese filling and a buttery crumb topping. It’s everything you love about pumpkin spice season in one delicious bite!

Slice of Pumpkin Coffee Cake with whipped cream and mini chocolate chips.

A Fall Favorite – From My Kitchen to Yours

This pumpkin coffee cake is everything autumn in a pan – and let me tell you, it never lasts long at my house. That cream cheese layer? Total game changer. It adds the perfect creamy surprise between all the cozy pumpkin pie spice flavors and buttery crumb topping.

I’ve made this for breakfast, dessert, potlucks – you name it. Every time, it disappears before I can sneak a second slice!

🧡 Emily

Rave Reviews from Real Bakers ⭐️⭐️⭐️⭐️⭐️

Made this in the morning to take for work for my principal’s birthday. Everyone loved it, it was soooo delicious! My new go-to coffee cake! – Jill P.

I brought this for a work potluck for my boss’s 50th. He just came and told me it was SPECTACULAR and everything he likes in a dessert. Staff loves it. Win! – Kari

Oh my goodness, this recipe is just simply DIVINE. Making this over and over! – Katie

Ingredients for Pumpkin Coffee Cake

This coffee cake recipe may seem like it has a lot of steps, but trust me, it comes together quickly, and each bite is worth the effort! See the full ingredient list with amounts in the recipe card below.

Ingredients for a pumpkin coffee cake recipe on a kitchen counter: pumpkin, flour, eggs, baking soda, sugar, oil, pumpkin pie spice, etc.

For the Cake

You’ll start with a classic pumpkin coffee cake base using pumpkin puréesugareggsoilsour creamflourbaking soda, and of course—pumpkin pie spice. It smells amazing even before it goes in the oven!

Cream Cheese Layer

Next comes the dreamy cream cheese layer, made with softened cream cheese, a bit of sugar, and a splash of vanilla for extra flavor.

Crumb Topping

For that irresistible crumb topping, grab floursugarcold butter (straight from the fridge!), and a little cinnamon.

Optional Add-Ins

Feeling fancy? Add-ins like mini chocolate chipschopped pecans, a sprinkle of brown sugar, or a drizzle of vanilla glaze or maple syrup take this coffee cake over the top.

How to Make Pumpkin Coffee Cake

Glass mixing bowl with pumpkin mixed with sugar, oil and spice. Whisk on the side.
  1. Preheat the oven to 350°F. Blend pumpkin purée, sugar, oil, sour cream, and baking soda together in a large bowl.
Glass mixing bowl with pumpkin coffee cake batter and mini chocolate chips. Whisk on the side.
  1. Whisk each egg in separately, then blend in the flour thoroughly. Fold in about ¾ of the bag of mini chocolate chips.
Baking dish with pumpkin coffee cake batter.
  1. Prepare a 9×13 baking dish with cooking spray. Spread the cake batter evenly in the dish.
Bowl of cheesecake mixture for Pumpkin Coffee Cake. Ziplock bag is filled with cheesecake mixture on the side.
  1. Prepare the cream cheese layer by blending together cream cheese, sugar, and vanilla.
Cream cheese mixture piped on top of pumpkin coffee cake batter.
  1. Using a pastry bag or plastic bag with a small hole in one corner, pipe the cream cheese over the cake batter.
Baking dish with cream cheese swirled all over top of pumpkin coffee cake batter.
  1. Don’t worry about it being pretty, and don’t spread it. It will even out as it bakes.
Baking dish with crumb topping on top of pumpkin coffee cake batter with cream cheese swirl.
  1. Blend the crumb topping ingredients together with a pastry blender in a bowl. Spread the topping evenly over the cream cheese layer. Don’t pat it down.
Baked pumpkin coffee cake in a baking dish.
  1. Bake for 40- 50 minutes. Test the center of the cake after 40 minutes by placing a toothpick in the center of the batter. If it comes out wet, give it more time and test again.
Placing all of dollop of whipped topping on a slice of pumpkin coffee cake on a plate.

Optional: Serve with whipped cream and extra mini chocolate chips as a garnish.

Frequently Asked Questions

Can I use fresh pumpkin instead of canned pumpkin purée in this pumpkin coffee cake recipe?

Yes! Homemade pumpkin purée works great – just make sure it’s thick and not watery. Do not use pumpkin pie filling, which already contains sugar and spices.

Does the cream cheese layer in this pumpkin coffee cake recipe need to be baked?

Yes, the cream cheese layer bakes along with the cake. It creates a rich, creamy layer that sets along with crumb topping during baking.

Can I make this pumpkin coffee cake ahead of time?

Absolutely! This coffee cake keeps well for up to 3 days in the fridge. After baking, let it cool completely, then cover it with plastic wrap, and refrigerate. You can reheat slices in the microwave before serving if you prefer to serve it warm.

Can I freeze pumpkin coffee cake?

Of course! After baking, let the cake cool completely. You can wrap individual slices or the entire cake tightly in plastic wrap and foil. Freeze for up to 2 months. Thaw in the refrigerator overnight and reheat in the microwave before when serving.

READ NEXT: 35+ Brunch Menu Ideas

Slice of pumpkin coffee cake on a spatula over baking dish.

More Pumpkin Recipes

Pumpkin never gets old in my house, and all during the fall and winter months we enjoy pumpkin muffins, pumpkin cake, pumpkin bread, basically anything made from pumpkin puree! From breakfast, lunch and dinner plus all kinds of desserts, we have pumpkin recipes for you to make all day long! Enjoy the fall season with these tasty pumpkin dishes:

Baked it? Loved it? Let us know! Drop a comment and leave a rating – we love hearing how it turned out for you! 🍁

Slice of Pumpkin Coffee Cake with whipped cream and mini chocolate chips.

Pumpkin Coffee Cake (with Cream Cheese Swirl)

5 from 9 votes
This easy Pumpkin Coffee Cake features a moist pumpkin spice cake base, creamy cheesecake layer, and a buttery crumb topping. Perfect for a cozy fall breakfast, snack, or dessert.
Prep Time 10 minutes
Cook Time 45 minutes
Total Time 55 minutes
Course Dessert
Cuisine German
Servings 15

Equipment

  • 9×13 inch pan

Ingredients

For The Cake:

  • 15 ounces pumpkin purée
  • 2 cup sugar
  • 1/2 cup vegetable oil
  • 1/2 cup sour cream
  • 2 teaspoon baking soda
  • 1 tablespoon pumpkin pie spice
  • 1/2 teaspoon salt
  • 3 eggs
  • 2 cup flour
  • 1 bag mini chocolate chips

For the Cream Cheese Layer:

  • 8 ounces cream cheese
  • 1/2 cup sugar
  • 1/2 teaspoon vanilla

For the Crumb Topping:

  • 1/2 cup flour
  • 1/4 cup sugar
  • 1/4 cup butter
  • cinnamon to taste

Instructions

  • Preheat oven to 350 degrees. In a large bowl blend together all the cake ingredients except for the eggs, flour, and chocolate chips. 
    Bowl of pumpkin puree, oil and sour cream for Pumpkin Coffee Cake. Whisk on the side.
  • Thoroughly blend the eggs in one at a time, then blend in the flour until it's completely incorporated into the batter.Then gently stir in about ¾ of the bag of mini chocolate chips.
    Bowl of Pumpkin Coffee Cake batter with a whisk on the side.
  • Pour the batter into a 9×13 inch pan that has been lined with cooking spray.
    Glass baking dish with Pumpkin Coffee Cake.
  • In a medium size bowl, blend together the cream cheese, sugar, and vanilla. Spoon the mix into a sandwich bag and cut a small hole in one corner. Pipe the cream cheese mix all over the top of the cake batter, it doesn't need to be pretty. Also, don't try to spread it out, it will even out while it bakes.
    Baking dish with the cheesecake mixture swirled on top of the Pumpkin Coffee Cake batter.
  • Combine the crumb topping ingredients in a medium size bowl with a pastry blender until all the ingredients are thoroughly blended together. Do not soften the butter first! This takes a little work but is well worth it! Distribute the crumb topping all over the top, but don't pat it down.
    Baking dish of Pumpkin Coffee Cake with crumb topping.
  • Bake for about 40 minutes then check the cake, if the center hasn't set up or if a toothpick comes out with wet cake batter you need to give it some more time. Mine ended up taking between 45 and 50 minutes. This can vary depending on your elevation.
    Baked Pumpkin Coffee Cake in a baking dish.
  • Optional: Serve with whipped topping and extra chocolate chips.
    Corner cut with fork from slice of chocolate chip pumpkin coffee cake on a plate.

Video

Notes

If you want to change up this classic pumpkin coffee cake, you can add all sorts of delicious toppings!
  • We love mini chocolate chips or chopped pecans added to the mixture.
  • You could also sprinkle a little brown sugar over the top before it bakes for a richer crumble topping or drizzle some maple syrup over the top.
  • You can also whisk a simple glaze of powdered sugar and milk with a fork and spread over the top after cooling.

Nutrition Information

Calories: 467kcalCarbohydrates: 72gProtein: 7gFat: 17gSaturated Fat: 8gPolyunsaturated Fat: 2gMonounsaturated Fat: 5gTrans Fat: 0.2gCholesterol: 51mgSodium: 458mgPotassium: 152mgFiber: 2gSugar: 53gVitamin A: 4932IUVitamin C: 2mgCalcium: 109mgIron: 2mg

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About the author

Emily Walker

Emily lives in Meridian, Idaho, with her husband, Beau, a physician assistant, and her three incredible children: a son and two daughters. Travel is one of her favorite ways to experience new cultures and cuisines, and she has a love for all things Disney.

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5 from 9 votes (1 rating without comment)

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Comments

  1. 5 stars
    I brought this for a work potluck for my boss’s 50th. He just came and told me it was SPECTACULAR and everything he likes in a dessert. Staff loves it. Win! One goof was I cut the baggie too large so the frosting came out in a tube and didn’t really spread out, but. I one seems to mind!

  2. 5 stars
    Made this in the morning to take to work for my Principal’s birthday. Everyone loved it, it was soooo delicious! My new go-to coffee cake!

  3. 5 stars
    Oh, yum! I am SO ready for pumpkin season! I love how many chocolate chips are in this! My family loves chocolate chips in their baked goods. This is awesome!

    1. We haven’t made it in a bundt pan but you totally could! Just keep an eye on it so it doesn’t get over-done. Let us know how it turns out!

  4. Please tell me there is something missing from the cake layer. After an hour I have bubbling soup in my oven! And yes, I tripled checked that I had included all the listed ingredients.

  5. Hello,

    I would like to make this cake to take to Thanksgiving dinner. I was wondering if I can use less sugar and omit the chocolate chips. I like the fact that the cake has both sour cream and cream cheese. Please reply soon.

    Tks. Marie