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These Double Chocolate Banana Muffins are soft, moist, and full of chocolate flavor! Made with ripe bananas, applesauce, cocoa powder, and chocolate chips, they’re a healthier option that doesn’t need any butter or oil in the batter. They’re easy to make and perfect for breakfast or an afternoon snack.

5 Star Reviews ⭐️⭐️⭐️⭐️⭐️
“Love how easy this recipe is. It’s perfect for our family!” – Shadi
“I am so glad this called for a bunch of super ripe bananas because I had oodles on my counter that needed to go! Thanks for the recipe, they ended up delicious!” – Jenn
“These are so good! I like to add some chia seed gel for protein, omega 3’s, and fiber. The chia seeds also adds a bit of a crunch.” – Leanne
Why I Love These Chocolate Banana Muffins
These chocolate muffins have been a favorite at breakfast in our house! I originally shared this recipe as a healthier alternative to those big chocolate muffins you can buy at Costco. They still have plenty of chocolate flavor, but the ripe bananas and applesauce keep them moist without needing butter or oil.
I also love that this recipe makes two dozen muffins. It’s a great way to use up overripe bananas, and having a batch of chocolate muffins ready for breakfast or snacks is always convenient.
🩷 Emily
Table of Contents
- 5 Star Reviews ⭐️⭐️⭐️⭐️⭐️
- Why I Love These Chocolate Banana Muffins
- A Healthier Way to Make Chocolate Muffins
- Ingredients You’ll Need
- Ingredient Additions and Substitutions
- How to Make Double Chocolate Banana Muffins
- Recipe Tips
- Frequently Asked Questions
- Make Ahead and Storage
- More Healthy Sweet Treats
- Double Chocolate Banana Muffins Recipe
A Healthier Way to Make Chocolate Muffins
These muffins are a little different from traditional chocolate muffins because the bananas and applesauce provide moisture without added butter or oil. The rolled oats also add whole grains and some extra fiber. They’re a good homemade option when you’re looking for healthy chocolate chip muffins, although they still contain sugar and chocolate chips, so they’re definitely still a sweet treat!
Ingredients You’ll Need

- Bananas: Use very ripe bananas with plenty of brown spots. They’re sweeter, easier to mash, and help keep the muffins moist.
- Applesauce: Unsweetened applesauce works best. It replaces the butter or oil you would typically find in a muffin recipe.
- Eggs: Use large eggs.
- Sugar: Adds sweetness to balance the unsweetened cocoa powder. These muffins are still a sweet treat, even with the healthier ingredients.
- Unsweetened cocoa powder: Gives the muffins their rich chocolate flavor.
- Baking soda and baking powder: Both are needed to help the muffins rise.
- Rolled oats: Pulse them in a blender or food processor to create a finer texture that blends into the batter.
- All-purpose flour: Use regular all-purpose flour for the texture intended in this recipe.
- Chocolate chips: Semi-sweet or dark chocolate chips both work well. I like reserving some to sprinkle over the muffin tops before baking.
Ingredient Additions and Substitutions
- Dark chocolate chips: Use dark chocolate chips instead of semi-sweet if you prefer a slightly less sweet chocolate flavor.
- Whole wheat flour: Whole wheat flour adds whole grains, but replacing all the all-purpose flour may make the muffins denser. A partial substitution is worth trying, although it hasn’t been verified with the original recipe.
- Chia seeds: One reader mentioned adding chia seed gel to her muffins for extra fiber and texture. This is a reader variation, not part of the original tested recipe.
- Unsweetened applesauce: If you only have sweetened applesauce, remember that it will add more sugar to the recipe.
How to Make Double Chocolate Banana Muffins
These chocolate banana muffins are easy to make with a mixing bowl, hand mixer, and blender or food processor.

- Mix the wet ingredients. Preheat the oven to 350°F. In a large mixing bowl, combine the ripe bananas, applesauce, eggs, and sugar. Beat with a hand mixer until the bananas are well blended.

- Add the cocoa and leavening. Mix in the cocoa powder, baking soda, and baking powder until combined.

- Blend the oats. Place the rolled oats in a blender or food processor and pulse a few times until they are broken into smaller, finer pieces.

- Finish the batter. Add the processed oats and flour to the chocolate mixture, mixing until combined. Stir in the chocolate chips, reserving about ½ cup for the tops if desired.

- Fill the muffin pan. Line regular-size muffin tins with paper liners or grease them with cooking spray. Use a slightly heaping ¼ cup of batter for each muffin. Sprinkle the reserved chocolate chips over the tops.

- Bake and cool. Bake for 20 to 25 minutes, or until a toothpick inserted into the center comes out without wet batter. Let the muffins cool in the pan for 5 to 10 minutes before transferring them to a wire rack to cool completely.
Recipe Tips
- Use very ripe bananas. Bananas with plenty of brown spots are easier to blend and add more natural sweetness.
- Don’t skip processing the oats. Pulsing them a few times helps them mix evenly into the batter without leaving large pieces of oatmeal.
- Avoid overmixing once you add the flour. Mix just until everything is combined to help prevent dense or tough muffins.
- Save some chocolate chips for the tops. Sprinkling them on before baking gives the muffins a nice chocolate chip topping.
- Check for doneness before removing them from the oven. Insert a toothpick into the center of a muffin. Moist crumbs are fine, but there shouldn’t be any wet batter. Melted chocolate from a chip is normal.
- Let the muffins cool before storing. Because these muffins contain plenty of banana and applesauce, sealing them while they’re still warm can trap moisture and make the tops sticky.

Frequently Asked Questions
This recipe was developed for regular-size muffins, so I don’t have a tested baking time for a loaf pan or 9×13 pan. Either would require a different baking time, and the finished texture may be different. For the most reliable results, I recommend using a regular muffin pan.
Bananas are an important part of this recipe because they provide moisture and sweetness without butter or oil. Pumpkin puree was suggested as a possible substitute in an earlier reader comment, but that variation hasn’t been tested. Replacing all five bananas could significantly change the texture and flavor.
Yes, there’s a mild banana flavor, but the cocoa powder and chocolate chips give these muffins their rich chocolate taste.
Make Ahead and Storage
Make ahead: These muffins are great for making ahead because the recipe yields 24 muffins. Bake them as directed and let them cool completely before storing.
Storing: Keep the muffins in an airtight container at room temperature for 2 to 3 days. For longer storage, refrigerate them in a covered container for up to 5 days.
Freezing: Allow the muffins to cool completely, then place them in a freezer-safe bag or airtight container. Freeze for up to 3 months for best quality. You can also wrap them individually to make grabbing one or two at a time easier.
Reheating: Thaw frozen muffins at room temperature or warm them briefly in the microwave. They’re especially good when the chocolate chips get a little melty!
More Healthy Sweet Treats
If you like these muffins, try some of our other homemade breakfast and snack recipes:
Have you tried these double chocolate banana muffins? I’d love to hear how they turned out! Leave a comment below and don’t forget to give the recipe a star rating. 💛
Double Chocolate Banana Muffins

Ingredients
- 5 bananas, (very ripe)
- 1 cup applesauce
- 2 eggs
- 1 ¾ cups sugar
- ½ cup cocoa
- 2 teaspoons baking soda
- ½ teaspoon baking powder
- 1 ¼ cups rolled oats
- 2 cups flour
- 12 ounces semi sweet or dark chocolate chips
Instructions
- Preheat oven to 350℉. In a large mixing bowl combine the bananas, applesauce, eggs, and sugar with a hand mixer until the bananas are blended in well.
- Mix in the cocoa, baking powder, and baking soda.
- Measure the oats into a blender or food processor and pulse a few times until the oats become finer pieces.
- Add the blended oats and flour to the mix and blend until everything is thoroughly mixed. Then stir in the chocolate chips (I like to reserve about ½ cup to sprinkle on the top of each muffin just before baking).
- Use a ¼ up measuring cup and measure it (slightly heaping) into regular-size muffin tins that have been lined with cooking spray or baking liners. This makes 2 dozen muffins.
- Bake for 20 to 25 minutes, they are ready when a toothpick in the center comes out without batter.
- Cool for 5 to 10 minutes before removing from the baking tin, then cool completely on the counter or a cooling rack. They can be refrigerated or frozen to last longer.
Notes
- Use very ripe bananas for the best flavor and moisture.
- Unsweetened applesauce is recommended.
- Pulse the oats into smaller pieces before adding them to the batter.
- Avoid overmixing after adding the flour.
- Muffins can be frozen in an airtight container for up to 3 months for best quality.
- The batter contains no added butter or oil. If avoiding oil entirely, use paper muffin liners instead of greasing the pan.
Nutrition
Nutrition information is automatically calculated, so should only be used as an approximation.
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Can I put this in a 13 x 9 pan or could I use a loaf pan instead of making muffins?
I think it would be alright in a loaf pan!
Love how easy this recipe is. It’s perfect for our family!
I am so glad this called for a bunch of super ripe bananas because I had oodles on my counter that needed to go! Thanks for the recipe, they ended up delicious!
Love the recipe but HATE bananas. Is there a substitution you can recommend?
Typically, I tell people to substitute applesauce for bananas, but since this recipe already has applesauce in it, I would suggest pumpkin puree. Make sure its puree NOT pumpkin pie filling. Let us know how it turns out if you try it!
These are so good! I like to add some chia seed gel for protein, omega 3’s, and fiber. The chia seeds also adds a bit of a crunch.